First Time Buyer

“Buying your first home is one of the most exciting journeys you’ll ever have! Whether you saved your whole deposit or got some help from mum & dad, you probably haven’t dealt much with banks, estate agents or solicitors before now - and you certainly won’t have taken on such a huge commitment.

That’s why it’s important to have a friend you can depend on, who has the knowledge to answer any and all questions you have; we’ll be patient and help you stay calm no matter what.
 
It’s daunting, but take a deep breath and we’ll ensure you enjoy every step; relax and let’s go!"

Moving Home

“You’re ready for a change - maybe your family is growing or you’d love some more space?

It’s great that you already own, because you have experience with property and finance. However, time is always tight for everyone when you’re in a chain so the right adviser in your corner is essential to make sure things progress quickly and your new mortgage fits your lifestyle.

Leave the number crunching and planning to us, and you just concentrate on packing those boxes!"

Self Employed

“You’ve taken a big risk, worked all the hours of the day, and you’re seeing the reward for your effort - why wouldn’t a lender want to help you?!
 
You’ve probably heard that banks run screaming when they hear you’re self-employed, but this is a misconception; whether you’re a sole trader, director or contractor, most people just won’t take the time to understand your business. We can present your case to the right lender in the right way for success, and we’ll build your plans and goals into the mortgage itself to make the most out of your hard-earned cash.
 
We’ve got your back; after all, we’re business owners ourselves!"
 

Help To Buy

“Saving for your deposit is harder than ever, especially when avocado toast is so tasty!

Thankfully there is support available, so as little as 5% can be made to stretch - you’ll be amazed what you can afford. With so many schemes from several sources - Help to Buy (Equity Loan), shared ownership schemes, Forces Help to Buy etc - you need someone by your side who will take the time to explain what it all means, and what you can achieve.

You also need to consider the demands of the developer, and submitting paperwork to the government or local authority - we’ll take all that off your hands and you’ll have more time to select the perfect colour scheme!"
 

Remortgage

“Life happens, and sometimes your mortgage doesn’t keep pace with the change.
 
Whatever the event, we can make the finance fit the bill e.g. borrowing more for a new venture, adding or removing a joint borrower, reducing your mortgage payments to make budgeting easier, or simply finding a better deal elsewhere.
 
All you need to do is pick up the phone and tell us what you need, and we’ll make the rest happen exactly the way you want it."
 

Buy To Let

“Property is a great investment - we’ve seen a lot of people have a lot of success! The buy to let market is growing fast and we’ve got the right deals to maximise your profit; it’s all about the bottom line after all.
 
We’ll advise how to make the mortgage features perfectly fit your strategy, and we’ll work alongside you as you grow. We’ll have the right lender whether you’re buying in Limited Company, doing a “Let to Buy” deal or are a portfolio landlord, and whether this is your first, fifth or fifteenth investment.
 
You’ve got the opportunity, and we’ve got the tools to help you grab it!"

New Build

“You’re ready to reserve your shiny new property from the developer and you want to get the wheels in motion! When you’re buying a new build home you need to know that you can borrow before you reserve.

When the development is nearly ready we know that builders want you to sort your mortgage ASAP - either way we’re ready to act fast.

You’ll also need help to navigate the different schemes, stages, incentives and warranties involved; there’s so much to think about so why not let us hold your hand and we’ll start the journey together!"

 

Product Switch

“When we recommend the perfect mortgage package to you, we’ll search the whole market - hundreds of products, whew! - and sometimes the best deal is right under your nose!
 
If your existing lender is still top of the class, we’ll tell you so because we work for you and not for the banks. Even better, the update will be quick and easy and sometimes there’s no paperwork at all!
 
We’ll deal with making the changes and you can put your feet up."