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"Just In Time" Notice 

Springstep Mortgages Ltd will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.

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Why do you need my data and what will it be used for? 

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We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.

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Who is my data shared with? 

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Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.

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How long do you keep my data for? 

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We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact hello@springstepmortgages.com

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What are my rights?

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You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at jamie@springstepmortgages.com. If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.
Typically, we charge a fee of £349, however the actual fee will depend on your circumstances and will not exceed 3% of the mortgage amount or £1,000 (whichever is lower).

You may have to pay an early repayment charge to your existing lender if you remortgage.
Think carefully before securing other debts against your home
. Your home may be repossessed if you do not keep up repayments on your mortgage.
Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.
As with all insurance policies, conditions and exclusions will apply.

 
Springstep Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered Office: 79 Tib St, Manchester M4 1LS. Registered Company Number: 12984627. Registered in England & Wales. Springstep Mortgages FCA registration number 935571.
Data Protection Registration number ZA801128.

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